CARROTS
CREDIT
Credit Cards | Personal Finance | Travel
Welcome to the good life!
Latest Articles
Are credit cards a blessing or a curse? Well, it all depends on your spending habits. With good habits, using...
Have you ever thought about making the mortgage interest on your house tax-deductible? Depending on your situation, this could save...
Structured notes are a powerful investment product that should be considered as part of your portfolio. The right structured note...
Credit Score
Learn more about credit scores and how to boost it!
How to improve your credit score?
Improve your credit score. Fast.
If your credit score is less than 700, then we strongly recommend you take active steps to improve it…[read more]
How is your credit score calculated?
The factors that determine your credit score.
Credit scores are typically generated by three credit bureaus: Equifax, Experian, and TransUnion…[read more]
What is your credit score?
Free credit score reports.
Stay on top of your credit score with free reports…[read more]
Saving and Investing
Take control of your money!
Five myths of the financial world
Avoid the traps of investing
Debunking the five myths that financial advisors use to prey on their clients…[read more]
How much do you need for retirement
Figure out the size of your nest egg
No one actually wants money. Rather, we all want what money can provide….[read more]
Creating an investment portfolio
Learn how to allocate your money
For most of us, investing money isn’t a full time job. This is the reason why we need to investments that don’t require constant attention…[read more]
Personal Finance Tips
Things everyone wishes they knew earlier
Should you lease or buy a car?
Discover what makes the most sense for you
Ah the age old question of whether you should lease or buy a new car. Check out our recommendation here…[read more]
What is a mortgage?
Tips on getting a mortgage
We want to arm you with the knowledge to get the best possible mortgage when you buy your dream home….[read more]
Deferring mortgage payments?
When deferring mortgage payments make sense
Are there any downsides to deferring mortgage payments? How do you go about skipping mortgage payments with your bank? Find out here….[read more]
Should you become a landlord?
Tips for purchasing your investment property
We have owned and managed an investment property for years, and want to share everything we’ve learned!…[read more]
What is money?
Find out how money is created and destroyed
We’re going to take a look at how our monetary system evolved from the gold standard to the fiat currency system…[read more]
What's up with inflation?
Why is your cash worth less every year?
When inflation happens, the amount of things you can buy with your money decreases. Why does this happen?…[read more]
Latest Reward Points Values
How much are your reward points worth?
.4 cents
Aeroplan Point Value
.4 cents
AAdvantage Point Value
.5 cents
AMEX Point Value
.8 cents
Chase Point Value
.6 cents
Citi Point Value
.2 cents
Delta Skymiles Point Value
.65 cents
Hilton Honors Point Value
.8 cents
Hyatt Point Value
.2 cents
JetBlue Point Value
.0 cents
Marriott Point Value
.5 cents
Southwest Point Value
.5 cents
United Point Value