Posts filed under: Personal Finance Canada

Currency conversion can be a big expense for Canadians who love to travel. Since the US Dollar is the global reserve currency, it is the most common currency for people to exchange into. So what is the cheapest way to...
Continue Reading →
The rise of the Reddit traders have made a lot of news recently. There seemed to be a titanic battle between wall street funds and retail investors over the fate of stocks such as GameStop. Wall street funds were betting...
Continue Reading →
Emergencies happen. Bills are due, but you don’t have sufficient funds in your account to cover them all. Unfortunately, failing to make a payment could negatively impact your credit score and result in you owing more thanks to late fees...
Continue Reading →
Congratulations on looking into a car purchase! This is an exciting time, but can also come with the stress of making sure you get the best deal.  One of the key decisions you might be struggling with is whether to...
Continue Reading →
The Toronto-Dominion Bank (TD Bank) is one of the largest banks in Canada, and one of the top 10 largest banks in all of North America. As one of the leading banks on the continent, they have a large basket...
Continue Reading →
A REIT is a powerful investment that is part of many strong portfolios. A REIT is even more attractive if you can hold the investment in either a TFSA account (Canada) or Roth IRA account (United States). Let’s take a...
Continue Reading →
Imagine you are checking out at the grocery store, ready to buy a carton of eggs. It’s a small purchase — maybe $2.75 for a dozen. You hand over your debit card, completely forgetting that you only have $1 currently...
Continue Reading →
Should I incorporate? For most full time businesses, the question is not if, but when, to incorporate. But what if you’re just running a side gig? Is it still worth incorporating? Everyone’s situations differ so the key is to understand...
Continue Reading →
Today we’re going to discuss something almost everyone wants. It can bring great joy or great pain, but it can be awkward to talk about. We’re of course referring to… wait, is this post about love or money? Oh, both?...
Continue Reading →
Are credit cards a blessing or a curse? Well, it all depends on your spending habits. With good habits, using a credit card actually saves you money since you can earn cashback or other rewards. With bad habits, you’ll be...
Continue Reading →
12