Posts filed under: Personal Finance

Do you want to retire in your 30’s or 40’s? If so, then you might be the perfect candidate for the FIRE movement. FIRE is an acronym for “Financial Independence, Retire Early.” The main attribute of this movement is hyper-aggressive...
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Retail investors have jumped into funds that are actively trading carbon credits/allowances, and have been handsomely rewarded. The carbon credit market has also been attracting investor cash from environmentally conscious funds that are looking to invest in the transition away...
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The automotive industry is beginning to embrace a future where electric cars dominate. Don’t believe us? All you need to do is be on the lookout for electric cars when you’re out driving. It seems that every month you see...
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Is inflation coming? This is a question that is on a lot of people’s minds these days, and can be difficult to answer.  In general, inflation happens where there’s too much money chasing too few goods and services. When central...
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Certificates of Deposit (CD’s) and bonds are two of the safest investments that you can make with your money in the United States. People sometimes get the two confused, and ask “Is a CD a bond?”. CD’s and bonds are...
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Have your money problems become so dire that you find yourself searching “I need financial help immediately?” We get it. You’re in a tight spot, and you’re panicking. Hearing that you’re not alone doesn’t really help, and you aren’t sure...
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The 4% rule is a common financial rule of thumb to help you with retirement planning.  In short, the 4% percent rule states that you should be able to withdraw 4% of your total savings in year one of retirement....
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Are you trying to be better about saving money? You’ve heard the same advice, time and time again: spend less. But the question now is, how? “Spend less” is vague, and you have expenses to pay that you can’t just...
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Overdraft protection is a banking service consumers can opt into to overdraw their checking accounts for a fee. For instance, if your account only has $10 in it and you forgot about your upcoming $15 Netflix subscription, your payment will...
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Traditional refinancing entails swapping out your current debt, often a mortgage, for another loan with better terms. For example, many people choose to refinance their homes when housing market interest rates drop so they can pay less money in the...
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