The beauty of a cash back credit card is that the rewards are simple, and easily quantifiable since you’re getting cold hard cash.
The Chase Freedom Unlimited offers the following:
1.5% cash back in all categories. This card will get you the 1.5% cash back by offering Chase Ultimate Rewards points that can be redeemed towards a statement credit.
The 1.5% cash back is quite high – especially considering that there is no annual fee.
If you’re one of the lucky people who has this card as well as a card in the Chase Ultimate Rewards family (such as the Chase Sapphire Reserve), then you are able to pool the points you earn from the Freedom Unlimited with your rewards credit card for redemption on all options available in the Chase Ultimate Rewards program.
The ability to combine Ultimate Rewards Point across all of your cards really pays dividends because this card actually has a higher earn rate on everyday spend than the Chase Sapphire Reserve that has an annual fee of $450 a year!