Citi Double Cash Review

Citi Double Cash

Reviewed by Credit Carrots (2020)

Double Cash Credit Card

TL;DR: You get 2% cash back on all of your spend. No category restriction. No caps on cash back. No annual fee. Surprisingly, you also get access to the Citi Concierge service with this card!

Citi Double Cash

Get 2% cash back with this credit card.

Annual Fee

The Double Cash credit card has no annual fee.

Cash Back Categories

  • 2% cash bank on all spend

Top Additional Perks

  • Lost Wallet Service
  • FICO Score


What the Citi Double Cash is all about

This Double Cash credit card provides amazing value. You get 2% cash back on all of your spend. No category restriction. No caps on cash back. No annual fee.

With this card, you get 1% cash back when you make your purchases, and another 1% cash back when you pay off the balance on your card.

This card is nice and simple with no confusing categories or caps. The high 2% flat cash back is perfect for people who doesn’t have a particularly high category spend (eg. spending a lot on travel).

With no annual fee, you can’t really go wrong.

Read on to learn more about the robust benefits and perks that come with the Citibank Cash Back Credit Card.

How to Earn Cash Back

Citi Double Cash Earn Rates

The beauty of a cash back credit card is that you get cold hard statement credits rather than the sometimes confusing reward point system.

With this card, it makes it even simpler as the cash back is a flat rate with no complex categories.

The Citibank Double Cash has a 2% cash back on all spend.

Additional Benefits and Features

What else does the Citi Double Cash get you?

In addition to cash back, the Citi Double Cash offers some solid benefits – which is a bit surprising given that this card has no annual fee!

Our favorite benefits include:

  • Lost Wallet Service. If you lose your card, Citi will replace it within 24 hours while also providing emergency cash subject to your cash advance limit.
  • FICO Score. This card gives you access to your credit score through FICO. FICO (Fair Isaac Corporation) is one of the companies that produces credit scores for individuals, and this score will gives you a very good idea of how banks and other financial institutions view your credit worthiness.

For a full list of the Citi Double Cash benefits click here.