TL;DR: You get 2% cash back on all of your spend. No category restriction. No caps on cash back. No annual fee. Surprisingly, you also get access to the Citi Concierge service with this card!

This Double Cash credit card provides amazing value. You get 2% cash back on all of your spend. No category restriction. No caps on cash back. No annual fee.

With this card, you get 1% cash back when you make your purchases, and another 1% cash back when you pay off the balance on your card.

This card is nice and simple with no confusing categories or caps. The high 2% flat cash back is perfect for people who doesn’t have a particularly high category spend (eg. spending a lot on travel).

With no annual fee, you can’t really go wrong.

Read on to learn more about the robust benefits and perks that come with the Citibank Cash Back Credit Card.

The beauty of a cash back credit card is that you get cold hard statement credits rather than the sometimes confusing reward point system.

With this card, it makes it even simpler as the cash back is a flat rate with no complex categories.

The Citibank Double Cash has a 2% cash back on all spend.

In addition to cash back, the Citi Double Cash offers some solid benefits – which is a bit surprising given that this card has no annual fee!

Our favorite benefits include:

• Lost Wallet Service. If you lose your card, Citi will replace it within 24 hours while also providing emergency cash subject to your cash advance limit.

• Citi Entertainment. This perk gives you special access to purchase presale tickets to thousands of events such as concerts, sports games, and dining.

For a full list of the Citi Double Cash benefits click here.