If your credit score is less than 700, then we strongly recommend you take active steps to improve it…[read more]
Most credit score scales range between 300 to 850. However, these are not set in stone as many lending institutions have their own scale.
In the United States, credit scores are typically generated by three credit bureaus: Equifax, Experian, and TransUnion. These bureaus receive credit related information from companies you do business with, and produce a credit rating.
A real credit score chart from one of our subscribers.
The average credit score of consumers have been steadily improving over time – likely due to better education on the topic! The average credit score is now over 700.
As of this year, only 1% of the population has achieved the highest possible credit score of 850.