Posts filed under: Personal Finance

Have your money problems become so dire that you find yourself searching “I need financial help immediately?” We get it. You’re in a tight spot, and you’re panicking. Hearing that you’re not alone doesn’t really help, and you aren’t sure...
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The 4% rule is a common financial rule of thumb to help you with retirement planning.  In short, the 4% percent rule states that you should be able to withdraw 4% of your total savings in year one of retirement....
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Are you trying to be better about saving money? You’ve heard the same advice, time and time again: spend less. But the question now is, how? “Spend less” is vague, and you have expenses to pay that you can’t just...
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Overdraft protection is a banking service consumers can opt into to overdraw their checking accounts for a fee. For instance, if your account only has $10 in it and you forgot about your upcoming $15 Netflix subscription, your payment will...
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Traditional refinancing entails swapping out your current debt, often a mortgage, for another loan with better terms. For example, many people choose to refinance their homes when housing market interest rates drop so they can pay less money in the...
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The rise of the Reddit traders have made a lot of news recently. There seemed to be a titanic battle between wall street funds and retail investors over the fate of stocks such as GameStop. Wall street funds were betting...
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Emergencies happen. Bills are due, but you don’t have sufficient funds in your account to cover them all. Unfortunately, failing to make a payment could negatively impact your credit score and result in you owing more thanks to late fees...
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Congratulations on looking into a car purchase! This is an exciting time, but can also come with the stress of making sure you get the best deal.  One of the key decisions you might be struggling with is whether to...
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If you’ve been in a similar scenario, you’re not alone: you write a rent check for $800, only for the check to bounce. You could have sworn you had at least $1,000 in your account, but alas, you were a...
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A REIT is a powerful investment that is part of many strong portfolios. A REIT is even more attractive if you can hold the investment in either a TFSA account (Canada) or Roth IRA account (United States). Let’s take a...
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