Posts filed under: Personal Finance

If you’ve been in a similar scenario, you’re not alone: you write a rent check for $800, only for the check to bounce. You could have sworn you had at least $1,000 in your account, but alas, you were a...
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A REIT is a powerful investment that is part of many strong portfolios. A REIT is even more attractive if you can hold the investment in either a TFSA account (Canada) or Roth IRA account (United States). Let’s take a...
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Imagine you are checking out at the grocery store, ready to buy a carton of eggs. It’s a small purchase — maybe $2.75 for a dozen. You hand over your debit card, completely forgetting that you only have $1 currently...
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Today we’re going to discuss something almost everyone wants. It can bring great joy or great pain, but it can be awkward to talk about. We’re of course referring to… wait, is this post about love or money? Oh, both?...
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Are credit cards a blessing or a curse? Well, it all depends on your spending habits. With good habits, using a credit card actually saves you money since you can earn cashback or other rewards. With bad habits, you’ll be...
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Have you ever thought about making the mortgage interest on your house tax-deductible? Depending on your situation, this could save you a lot of money! In the United States, you’re already able to claim mortgage interest expenses related to roughly...
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Structured notes are a powerful investment product that should be considered as part of your portfolio. The right structured note combines protection for your money with the upside for investment gains. There are lots of complexities that can be built...
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Creating an investment portfolio is one of the first steps towards growing your money. However, it is not easy to filter out all of the noise and get real advice. For most of us, investing money isn’t a full time...
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Net worth is one of the best indicators of how financially strong you are. Your net worth is essentially everything you have (eg. cash, investments, home equity) minus everything you owe (eg. student loan, car loan, credit card bills, mortgage)....
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Do you hate paying foreign exchange fees? So do we! Luckily, there’s a way for you to convert between US dollars and Canadian dollars, or vice-versa, without paying a foreign exchange fee. This tried and tested currency conversion strategy is...
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