Posts filed under: Personal Finance

The automotive industry is beginning to embrace a future where electric cars dominate. Don’t believe us? All you need to do is be on the lookout for electric cars when you’re out driving. It seems that every month you see...
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If your small business is looking for a simple accounting software, then Xero could be the perfect match. First, we want to fully disclose that we are not affiliated with Xero, and we are not getting paid for this review....
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Is inflation coming? This is a question that is on a lot of people’s minds these days, and can be difficult to answer.  In general, inflation happens where there’s too much money chasing too few goods and services. When central...
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Certificates of Deposit (CD’s) and bonds are two of the safest investments that you can make with your money in the United States. People sometimes get the two confused, and ask “Is a CD a bond?”. CD’s and bonds are...
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Have your money problems become so dire that you find yourself searching “I need financial help immediately?” We get it. You’re in a tight spot, and you’re panicking. Hearing that you’re not alone doesn’t really help, and you aren’t sure...
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The 4% rule is a common financial rule of thumb to help you with retirement planning.  In short, the 4% percent rule states that you should be able to withdraw 4% of your total savings in year one of retirement....
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Are you trying to be better about saving money? You’ve heard the same advice, time and time again: spend less. But the question now is, how? “Spend less” is vague, and you have expenses to pay that you can’t just...
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Overdraft protection is a banking service consumers can opt into to overdraw their checking accounts for a fee. For instance, if your account only has $10 in it and you forgot about your upcoming $15 Netflix subscription, your payment will...
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Traditional refinancing entails swapping out your current debt, often a mortgage, for another loan with better terms. For example, many people choose to refinance their homes when housing market interest rates drop so they can pay less money in the...
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The rise of the Reddit traders have made a lot of news recently. There seemed to be a titanic battle between wall street funds and retail investors over the fate of stocks such as GameStop. Wall street funds were betting...
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