Posts filed under: Personal Finance

Are credit cards a blessing or a curse? Well, it all depends on your spending habits. With good habits, using a credit card actually saves you money since you can earn cashback or other rewards. With bad habits, you’ll be...
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Have you ever thought about making the mortgage interest on your house tax-deductible? Depending on your situation, this could save you a lot of money! In the United States, you’re already able to claim mortgage interest expenses related to roughly...
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Structured notes are a powerful investment product that should be considered as part of your portfolio. The right structured note combines protection for your money with the upside for investment gains. There are lots of complexities that can be built...
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Creating an investment portfolio is one of the first steps towards growing your money. However, it is not easy to filter out all of the noise and get real advice. For most of us, investing money isn’t a full time...
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Net worth is one of the best indicators of how financially strong you are. Your net worth is essentially everything you have (eg. cash, investments, home equity) minus everything you owe (eg. student loan, car loan, credit card bills, mortgage)....
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Do you hate paying foreign exchange fees? So do we! Luckily, there’s a way for you to convert between US dollars and Canadian dollars, or vice-versa, without paying a foreign exchange fee. This tried and tested currency conversion strategy is...
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Congratulations on looking into ETF’s and index funds. Understanding these key tools are one of the most important steps on your investing journey. What’s the difference between an index fund and an ETF? What are the pros and cons of...
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A successful stock market is critical for companies seeking investment dollars to grow their operations, and equally critical for consumers to be able to invest their money and grow their wealth. We’re going to take a look at what the...
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“You should get some dividend stocks!” “I live off the dividends from my portfolio.” “The latest stock I bought pays an amazing dividend.” We hear these types of comments from our subscribers all the time, and we want to explain...
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What is a TFSA? A Tax-Free Savings Account (TFSA) is an investment account that allows for all of the money you make with it to be tax-free. The mighty Tax-Free Savings Account in Canada is one of the most powerful...
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